Home Loan Financing Tools

Getting a Home Loan

If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when applying for a mortgage. The requirements to secure a mortgage may seem overwhelming, especially if you’re a first-time buyer. But we’ve outlined three simple steps to get you started on your path to homeownership. Even if you’re a current homeowner, it’s a good idea to prepare in advance so you don’t encounter any surprises along the way. Lending requirements have become more rigorous in recent years, don't start home shopping until you have a lender pre-qualification in hand.

Learn about the Mortgage Process

360dwellings mortgage process

Colorado Mortgage Rates

The table below brings together a comprehensive national survey of mortgage lenders to show you the most competitive mortgage interest rates for a 30 year fixed loan, 15 year fixed conforming loan, and 10 year fixed rate loan. This interest rate table is updated daily to give you the most current rates when choosing a  mortgage loan. We have access to preferred lenders who offer not only competitive rates but a level of service and professionalism above and beyond the marketplace.

Today's rates are provided by erate. 360dwellings has no affiliation with erate, we are providing today's mortgage rates as a buyer resource.

Mortgage Calculator

We coded the most advanced mortgage calculator you will find on the internet. Enter the loan parameters and get a one-page mortgage breakdown that is fast and accurate.

Payment Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.

Loan Application

Your credit score is one of the first things a lender will check to see if you qualify for a new home loan. It’s a good idea to review your credit report and score yourself before you’re ready to apply for a mortgage. If you have a low score, you will need time to raise it. If you have a high score - game on. Generally, anything above a 760 FICO score will get you premium lending options (but a 720 or higher is really all that you need).

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Start your search with my easy to use and cutting-edge search tool. Create your own search, or use the map search to focus in on an exact area you are interested in. Don't want to search online? Simply contact me and I will create the search for you!

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There's a reason 360dwellings has been voted as the best Denver real estate agents every year since 2010. We work hard for our clients, advocating for their best interests at every step of the way. Online tools are a nice way to learn about buying a home, but nothing beats the advice of a true professional who can guide you through the entire home buying process from start to finish. Our top-rated agents are standing by - call us at (303) 532-4742 or you can also contact us here.